I’m ready for a vacation

The last few months I’ve become painfully aware of one truth that I had, for years, denied myself from believing. It’s the truth that unless something drastically changes in the lives of my family, we’re going to forever be owing money to other people. Mortgage loan servicers, credit card companies, auto financiers, utility companies, insurance companies, etc.. The list goes on and on and anyone living the “American Dream” is painfully aware of how difficult and out of reach that dream really is. I’m far from being uncomfortable right now, in fact, I think we’re living just inside our means as I’ve consistently said “No” more than I’ve said “Yes” for the last year since moving into our current home. The problem is that we’re in a home where we aren’t certain what has and has not been properly maintained and it seems we find out when its the most inconvenient. Murphy’s Law in full effect for our household. In the last year, we’ve repaired or replaced:

  • Main water line (inside the house)
  • Water softener
  • Hot water heater
  • Kitchen appliances
  • Front door
  • Garage doors and openers

We’ve also had the back yard fenced in with post & rail with green goat fence stapled to the inside. We really didn’t need a fence, but the dog was getting bolder in going after rabbits and would make it much farther into the field before deciding to listen to our screams to come back. She’s a good dog, but damn, that girl is determined to get a rabbit in her mouth. We paid cash for the fence, cash that I had saved up rather painfully for several months to establish a cushion. One bank statement a few months back that the wife looked at saw the money and was like “we have money, we’re getting a fence.” Who am I to argue. My back thanked me for not having to sleep on the sofa if I said anything other than “Yes.” I’ve since converted our statements to paperless and they’re emailed to my account now 🙂

The wife isn’t working through the summer, it’s school break time. We have very little cushion at this point and it’s started to irritate my normally pragmatic approach to finances. I should have held my ground firmer and explained what the savings were for, like the hidden problem that will cost a few hundred or more that we’re not aware of yet for example. I know the air conditioner is too small for the house and it’s only a matter of time before the thing overloads and burns out. Internet and air conditioning are two necessities that I rank higher than anything else in the household; only the mortgage is higher priority. She doesn’t get it and is rather impatient with the whole waiting to replace things aspect of having a house that wasn’t built to our specifications. I have sometimes questioned why we moved in the first place when a few changes could have made our previous house workable. Hindsight is a bitch.

I’ve made so many changes and cuts to our monthly budget with very little difference to show for it. Every time I think we’re backing away from the edge some unforseen repair or payment pushes me back to the edge again. The most depressing part about all of this is that I’m nursing pants, shirts, shoes and other items to their bitter end before breaking down and buying some new stuff. Not because I want to, but more because I know that the daughter needs them more than I do. That girl grew almost 2″ from November to now and she is in the same size shoe as my wife……the daughter is 10 by the way. I’m not growing that much and can handle a few stitch repairs to extend the life of a shirt, but she literally is growing out of her stuff every 6-9 months.

What to do, what to do. The summer is going to be really tight and with me doing all the finances, I’m the one that worries and bears the burden of making sure there’s a roof with utilities for us to live in. I may just have to swallow my disgust and start letting people know I’m doing computer work on the side again to bring in some extra cash. I can only take so many “I don’t know how that malware got there” excuses before I get cranky with people’s attitudes towards security, or lack thereof. I need a vacation.

Weekend “Would You Rather?” 23

After playing an interesting round of “Would You Rather?” with the family, I thought it would be fun to get into the game of a weekly blog post.  Feel free to join in on your own blog and be sure to give an answer to the question of the week.

**I will keep these questions rated G**


good-would-you-rather-questions

Would you rather go on vacation, alone, anywhere in the world for one week

OR

Stay at home with one person not being able to leave for one week?


Be sure to leave your answer (and justification) in the comments!

Swamped!

To say that last few weeks has been busy is an understatement.  I’ve been off my routine and my schedule is suffering because of it.  Nothing for the month of March has been “normal” and for someone like me that relies on routine it’s been that much more difficult.  There has been no opportunity for down time, the time that I take to sit down and write, and it’s starting to make me tired all the time.  I’ve attempted to compensate by trying to go to bed earlier and usually end up being futile in the end.  Adding to the strain is my anti-technology streak that is still continuing despite me knowing it would probably help out to a certain extent.  Something has to change as the pace I’ve kept up just isn’t sustainable over a long period of time.

The wife volunteers at the local fire house and they had their annual banquet over this past weekend.  Our house is no longer the headquarters for the basket raffle items that were all won and I have my Dining Room (soon to be home office) back.  The banquet, which I helped out at on Saturday, went well and made some money.  We’re not sure if this year was better than previous years as no one kept records of the financials.  My wife, the organized person she is, has detailed reports on everything and will preset it at their wrap-up meeting.  She’s made an impression with the fire house and is working on getting a part-time gig approved to do their book-keeping and light accounting work.  It will get her out of her current job, which she hates.

After realizing that I hit my maximum paid-time-off hours after my last paycheck, it was time for me to start taking some days off.  The wife had several that I needed to take because of random half-days and days-off my daughter has with her school.  The American school year really is horrible, but that’s a topic for another day.  We identified several days through June that I submitted for time off.  I added a few of my own, at random, that I’ll figure out what to do when they get closer.  I’ve been itching to get down to Ocean City, NJ for a day and one of those random days before the season starts might be a good time to head down there.  I always liked being down there when it didn’t have hordes of people around.  Some much-needed time off is in my future thankfully.

One more random subject to talk about is my daughter needing to get braces.  She’s counting down the days and it boggles my mind why.  I never had braces and to be honest, never wanted them even if I did need them.  It’s almost like she’s seeing them as a status symbol or a right of passage.  She asked me if they would hurt when she got them on and being blunt, I said of course they would hurt.  Every time she goes in to have them adjusted and tightened, her teeth will ache for a few days until the pressure lets up.  Not being phased about this, she is still excited none the less.  I believe she thinks she will get some special treatment or leniency on the consumption of screen time, but that won’t be the case.  The limits are there for reasons she’s not aware of and that doesn’t change regardless of the situation.

I’m hoping for more time to write in the near future.  See you all Thursday.